7821. The Contribution of Private Health Insurance to the Financing of Healthcare in Cameroon
- Author:
- Jean Bruni Essono Oyono
- Publication Date:
- 03-2023
- Content Type:
- Working Paper
- Institution:
- The Nkafu Policy Institute
- Abstract:
- By definition, health insurance is part of personal insurance. The purpose of health insurance is to protect the insured against the risks associated with illness, or more precisely, against all events leading to medical intervention. Elsewhere, in the event that a medical intervention is necessary, the health expenditure linked to this intervention is shared between the patient and the social protection system. However, social security does not have the economic capacity to support and reimburse each individual for all the costs related to their personal consumption of medical care. It covers only a percentage of the medical expenses incurred. Health insurance has therefore been set up to allow people to take out a contract that will reimburse them for the share of treatment costs not covered by social security. It is therefore intended, as its name suggests, to insure people against the economic consequences of a state of health that requires treatment.
- Topic:
- Public Policy, Health Insurance, and Healthcare System
- Political Geography:
- Africa and Cameroon